A WORLD IN CRISIS, A WORLD OF HOPE

The housing crisis, falling stock markets, shrinking government revenues and rising unemployment all have us feeling more than a little anxious lately. On top of all that, we have a historic election for the President of the United States, the most powerful country on Earth and the country the rest of the world is both blaming for the crisis and hoping will lead us out of it. At the root of all our problems is the problem of debt. How much is too much and how do we go about shrinking it without sending the world's economy into a tailspin? I wish I had an answer.

As I've said here several times before, "You can't be better off tomorrow by spending tomorrow's money today." It's as simple as that. As long as we insist on living beyond our means by demanding loans we can't afford, houses we can't afford and luxuries we can't afford, our problem will continue and grow. It's total hypocrisy to point at the excesses of Wall Street, or the Government, as we live in excess ourselves.

For far too long the situation was twofold. The lenders were pressured by politicians to lend to people who couldn't afford it and in return the lenders got less regulation so they could offset their losses by engaging in shady market dealings that pushed the risk around to other countries and businesses. The return for this game of "hot potato debt" was a booming economy built on a shaky premise that couldn't possibly be sustained.

So what is the end result? Millions have now lost their homes to foreclosure, the housing market is flooded with too many houses that can not be sold, credit cards are being defaulted on because the equity the borrowers once used to refinance is gone (mark my words, this will be the next crisis.) Financial Rapture is upon us. Markets worldwide have seen their wealth disappear at 20, 30 even 60 percent. Countries like Iceland have gone completely bankrupt and Russia has frozen their stock trading. Buying is shrinking and the domino effect is reverberating throughout the Global Market.

For those of you that enjoy seeing the rich suffer out of jealousy, I have a wake-up call for you. The rich throughout the world pay the majority of the taxes. This is even more true in the socialist countries. As their wealth has shrunk, so has their tax burden. This is much like the way we want people to stop smoking at the same time we use their "Sin Tax" to fund health and education. If we get our wish, we are the ones to suffer. Capital gains is a thing of the past. In fact, the richest amongst us will be claiming losses, not "gains". Retirement accounts based in the stock markets are seeing huge losses (although better lately) and that will lead to increased burdens on social programs aimed at the elderly. Automaker pension programs are in danger of not being able to meet their obligation. The government will be forced to take over more and more of the burden while receiving less and less revenue. You don't have to be an economist to see tough times are ahead.

The bright side of all this is that we have finally had our veil lifted. John McCain and his Band of Merry Deregulators are being seen for what they truly are. Robber Barons. The Democrats, for their part, are being seen for what they truly are; irresponsible and too focused on the now. We are seeing the "It's all good" generation realize that it's not all good. You can't just hand money to people who can't afford to pay it back. You can't just rely on the Rich to pay all of your bills, you can't just live for today with no foresight into tomorrow and you can't push your responsibly to yourself, your children and your future onto the Government. This is the ultimate lesson on personal responsibility. If your benefactor disappears, can you survive without him? The next President of the U.S., whoever it ends up being, will find himself, from day one, in the uncomfortable position of explaining to the American public that we simply don't have the money that we had just one year ago. We can't create more programs with less revenue. The Entitlement Generation is in for a shock.

The bad news is that hard times are ahead without a doubt. My suggestion to all of you is to save, cut down on the unnecessary, and prepare for the worst while hoping for the best. The good news is that we are finally, once again, going to understand what is really important in this world. Our families, our friends, and our inner strength.... not our possessions, our appearance and our Ipods. H.C.

A PERSONAL UPDATE

With hunting season now upon us, I'm having a little trouble keeping up with all my chores. Such as posting on my blog. For those of you interested, I've already bagged a fat 6-pointer that I caught trespassing and the venison is already in my freezer. (I do all my own processing) Outside of that, here's a quick update.

Unfortunately, Flinttalkradio and me have parted ways. The removal of Steve Brewer, who I consider a good friend, from the show has caused me to re-evaluate my relationship with the owners/operators of Flinttalkradio and Studio 1714. While I hold no animosity towards either Steve Meyers or John Wilson (they did give me good exposure), their view of the world and our working relationship is considerably different than mine. This happens even among friends. I stand by my view that everyone has a right to their opinion and I respect those of both Steve and John even as I adamantly disagree with them. I would have hoped that I would get the same respect, but I unfortunately, did not.

I will however, be trying to keep our business relationship solid and would not discourage anyone from visiting their sites.

This leaves me with only my blog for venting and I've already decided that is not enough. So, in order to create a new venue for my music, opinions and commentary, I've started working on several new sites that I'm hoping to link all together with my blog. The main idea is for me and Steve Brewer to build our own studio where we will not be under the whims of other people's visions of our show. Steve is a gifted comedian/commentator and I can't wait to start producing what I'm sure is going to be the best product we've produced yet. Part of what we're looking to do is to help promote local bands and music by running their songs between our commentary.

I'm going to be posting our show on YouTube and any other venue that will have us. I'm looking forward to working with Steve and he is already full of ideas on how we can make our show even better. I'll keep all of you posted as to our progress and I'll let you know when and where you can catch us on the Internet. For now, here's a sample of the kind of stuff we'll be running. We had a misunderstanding with Eric and Carson from Banana 101. I apologize for the bad audio, it was out of my hands. H.C.

ONLY THE LOSERS

There were a few problems with the 2000 presidential election, as all of you probably already know. There were arguments over "Hanging Chads" and "Pregnant Chads" and over missing ballots, and disenfranchised voting groups. In 2004 we went through it all again with accusations against the companies that made the electronic voting machines. For the most part, I think we, the public, view voter fraud as something Republicans do to poor people and minorities to increase their chances at the ballot box. But certainly there's always two sides to the argument, so here's what we'll do. I'll simply list the examples of how both sides try to gain advantage and let you decide. At the end I'll give my thoughts on both sides.

*Democrat Cheating Methods*

Since you already have a few examples of Republican methodology, I'll start with the Dems. When considering the Democrat position, we first have to understand that Democrats, in general, do better with people as their income bracket goes down. Republicans do better as the scale goes up. For the Dems, that means recruiting poor people, lower middle class and minorities to vote. Unfortunately, a great deal of their prospective voting block has felonies, moves often, doesn't register to vote, is here illegally and in some examples, is just plain lazy. The truth of the matter is; Democrats benefit from letting some of these people break the rules. If they let illegals, for instance, register and then vote despite not being a U.S. citizen, the odds are, the result will overwhelmingly favor their party. This is also true with people who vote under several names that they know are registered, even if they happen to be dead. (I'm sure they would have voted for my guy anyway). The Democrats know that these methods are used more by their constituents than by the Republicans, so they turn a blind eye. If it turns out people are gaming the system (like illegals), the Democrats defend them as being disenfranchised and the Republicans get portrayed as threats to the right to vote. Even though those people should not have had the chance to vote to begin with.

*Republican Cheating Methods*

The Republicans would probably like to simply respond-in-kind with districts that favor them. Unfortunately, those districts are overwhelmingly rural. In the small towns across American, cheating is not tolerated. In my small town they will check my I.D. even though I've known most of them for 20 years. No, for Republicans, their best method is to try to stop the Democrat voters from ever reaching the ballot box. Including some methods such as manipulating ballots, shorting the supply of ballots in poor areas, etc.. They demand consistent registration because they know poor people move more, voter I.D.'s to stop the illegals from voting, and clean criminal records because poor people are more likely to commit crimes. They search for any Demographic that fits them best. Drunk drivers favor Democrats? Then no voting if you've had a D.U.I.! Potheads favor Democrats? Let's make sure possession is a felony.

*MY SPIN*

I feel very strongly that the right to vote is the most sacred of our rights. Without it, everything else is out of our hands. I would like to see more people participate in voting, even though I know that would favor Democrats. However, Democrats should remember you shouldn't use public funds to encourage voting only in segments of society that favor you. For instance, Democrat voter outreach programs target the poor or minorities because they stand to benefit from it. Organizations that front being bipartisan such as the American Democracy Project or more recently the organization ACORN, who's being accused of voter fraud. If an effort is made with public funds, it can't be that one-sided, it has to be targeted to the public in general. Not just Universities, big cities or poor neighborhoods. What private people want to do to promote voting and who they want to support, is their own business. As far as the Right to Vote, I would require I.D.'s for voting because it cuts down on cheating. I would continue to demand that illegals become an American citizen before you can vote and I would make efforts to enforce that law. I would make registering to vote easier, even on-line (registering only, I don't favor on-line voting). I would make Voting Day easier in any way I could. For example, I would give every American the first Tuesday of November off from work as a Federal holiday (we could use the 'off years' for local elections). What's more important than voting? I would encourage participation in our system through P.S.A.'s and our public schools. I would monitor election personnel carefully and the companies that run the machines. I would have harsh punishments for all people caught cheating. Cheating the Vote is close to treason in my world.

This election, like every election, will have it's share of complaints by the side that loses. It's funny how the winners rarely complain. All of these accusations should be taken seriously and people found guilty should be punished harshly. So when November 5 finally comes around, and as we're looking over the results, let's remember it should be every one's goal to make our elections fair, not just the losers. H.C.

SHADES OF '92

Back in the Presidential race of 1992, George H.W. Bush Sr. was running against a young upstart Governor from Arkansas named William Jefferson Clinton (as well as against Ross Perot). The race was not going the way of the challenger despite Bush Sr. having had a divisive Middle East War, a failing economy and a banking crisis called the S&L Scandal. One day a nearly unknown Clinton advisor named James Carville hung a sign on the door of Governor Clinton's "war room". The sign read simply, "It's the economy, Stupid." Clinton took the advise to heart and the rest is history.

Fast forward to the present time and we see history replaying itself once again. This time the young upstart is named Senator Barrack Obama and the Steward of the past administration is Senator John McCain. But the issue is still the same. The economy.

As our jittery market sways back and forth like a tire on a frayed rope ready to break, Americans are pushing the economy to the front of the issue line. This was most evident in the first Presidential Debate moderated by Jim Lehrer this past Friday. The subject matter was supposed to be "foreign policy", presumably John McCains' strongest position. However, from the very first question, it became clear that the economy was going to dominate. When Obama flat-out accused McCain of being wrong on the fundamentals of the economy, moderator Jim Lehrer asked Obama to "say it directly to him," meaning McCain. After Barrack repeated his accusation face to face, McCain gave the funniest statement of the debate. Turning to Lehrer, he bitterly questioned, "You afraid I couldn't hear him?"

Senator McCain then tried desperately to divert attention away from the economy by injecting war stories and dropped the names of every politician and political player he's ever worked with from Henry Kissinger to General Petraus. Obama would have no part of it however, At ever opportunity he steered the conversation back to the economy. The approval monitors CNN had given to the audience told the tale. When the economy was the issue, Barrack's approval soared while McCain's faltered.

From my stand point, the debate went very well for Senator Obama despite some high points for McCain on taxes and "the Surge". If the economy doesn't turn around before election (and it's hard to see how it could), McCain will continue to suffer for it. Just as it's hard for Barrack to separate himself from his past, Senator McCain will have a difficult time separating himself from the deregulation and policies (such as Social Security Privatization) that he once supported. As shady as some people find Obama's past acquaintances, the fact remains that it didn't cost the American public any money, or possibly their financial future. My instinct is that we will see a repeat of 1992 this November and I am boldly predicting that, barring any unforeseen ethical scandal, Senator Barrack Obama will be our first black President. The math is simply against the Republicans this time around. In most people's mind it will spell out like this; Two Bushs, two Wars with questionable motivations, two recessions, two banking scandals and now two bailouts. John McCain will never be able to totally separate himself from the policies and people he once supported. Shades of 1992? Yes, once again, "It's the economy, Stupid." H.C.

THE REGULATORS

Let's do a little critical thinking. Reach into your wallet and pull out a one dollar bill. (Assuming you have any left after the financial chaos of the past week.) Hold it up and take a long look at it. Now ask yourself a few questions. Why is this piece of paper worth a dollar? Who decides how much it's worth? What keeps it from being damn-near worthless like so many other foreign currencies that have failed? Will it always be worth a dollar? What exactly is a "dollar"?

The main reason that dollar in your hands is worth a set amount of goods is because you believe that it is. Faith is the true currency. You believe that when you accept that dollar from someone, you will be able to use it in the same way to buy something from someone else. If you start to doubt that for one instant, it all falls apart.

The best way to view a currency from any country, is to think of it as stock in that country. If your country is powerful and stable, your "dollar" is worth more. Likewise, if your country is failing, your stock falls. Once again "faith" comes into play. In order for your dollar to be safe, people around the world have to have faith that your country is stable and financially secure.

And so we get to the problem that has faced our financial markets this week.

Around the world, that "faith" is on the decline. The main reason is because we have become a debt society and a debt country. When other countries look at our balance sheets, they see a country that has no savings to fall back on should things suddenly go south. Our houses are borrowed on beyond their worth. Our credit cards are extended beyond what most of us can afford. Our banks have taken all their assets and put them on the table as bets on Wall Street with nothing to fall back on should these bets fail. With no assets to borrow against, it's hard to imagine a way out for our middle class. Foreclosures are everywhere, and with fewer people able to buy, house values are falling to a point where it's no longer profitable for contractors to build.

How did we get here?

A look at the history shows lots of blame to go around. Both Dems and Reps have had their hands dirtied in this mess. Rather than do the right thing long-term, they all opted for the quick buck. We live in a "quarter culture", where our CEOs, our stockholders, our politicians and even our population only looks at the fiscal quarter to see how they are doing with very little concern over the long term. Our Presidents all encouraged such behavior by removing the barriers against spending more than we even have. G.H.W. Bush deregulated, Clinton deregulated, and Dubya deregulated. The only thing that mattered was how things were going right now. Unfortunately, the future no one cared about is now.

The blame can be spread out, but examination of the players shows the same names popping up all over the place. In the early '90s, the Savings and Loan Scandal raced through the financial markets. Spurred by deregulation brought about through bank lobbyists, S&L's sold bonds that had no real assets backing them up. When shady corporate weasels funneled off the only money in the system, the taxpayers were left holding the bag to the tune of $160 billion dollars. Privatized profit with Socialized risk. Infuriated, the taxpayer demanded to know what happened and the Keating Five found themselves in the spotlight. One of the "Senators for hire" was none other than Senator John McCain. Among the big benefactors was the Bush Brothers, Jeb and Neil. The deregulation was pushed through by their father, George H.W. Bush. Working with him behind the scene was Texas Senator Phil Gramm.

Fast forward to the present. Phil Gramm, who until recently was John McCain's financial advisor, was instrumental in the most recent wave of deregulation. G.W. Bush has allowed the banks to operate with nearly no oversight. Oil companies are practically guaranteed alternative energy is kept on the back burner and profiteering will go unpunished. Once again John McCain is front and center and once again we are supposed to believe he didn't have a hand in the cake even though his face is covered in chocolate.

We, the taxpayers, are now on the hook to the tune of nearly $1 trillion dollars. The industries that made the most during the run up to this crisis are having their debt cleared because we can't afford to let them fail. The very fact that we fell for this twice is disturbing to say the least. That we need more regulation and oversight of our financial institutions isn't even debatable. Now John McCain wants you to believe that the same people that created this mess twice are the ones to trust to fix it. Well as G.W. himself once said, "Fool me once, shame on me. fool me......." well, you get the idea. H.C.

MCCAIN, REPUBLICANS IGNORE ENVIRONMENTAL ISSUE

The young man stood up in the back of the crowd at one of Senator John McCain's many small town stops. "Senator McCain, what are you going to do about DHMO?" the young man questioned. Quickly McCain's security detail moved in, escorting the young man out of the venue. "It's killing our children!" the man shouted repeatedly as he was forced out the door. John McCain ignored the disruption just as he and the Republicans have ignored any environmental issues throughout the campaign. But what is DHMO and why do the Republicans try desperately to keep it off the list of campaign issues?

DMHO is the acronym for Dihydrogen Monoxide. A substance that is so toxic a thimble full can kill a child. In fact, it is the leading cause of death of children under 4. Despite this fact, it is an ingredient in manufactured soft drinks, soups, and dozens of other products sold throughout the U.S.. However, the dangers of DHMO do not end with it's consumption.

Dihydrogen Monoxide, also known as hydroxyl acid, is the main component in acid rain. Prolonged exposure to its solid form causes severe tissue damage in humans and in animals. It contributes to the "greenhouse effect" which is warming our planet and quantities of dihydrogen monoxide have been found in every stream, lake, and reservoir in America as well as in the rivers, streams, and lakes around the entire globe. It kills thousands yearly, while Republicans shove millions of dollars of lobbyist contributions in their pockets to keep it legal.

So who benefits the most from DHMO? Mostly, it's companies like Coca Cola. Since adding DHMO to it's products, Coca Cola has seen their profits rise exorbitantly. It now accounts for a full 1/3 of all their profits. But it's not only the soft drink industry that fattens the pockets of politicians, it's also industries that produce products like automobile coolants, solvents, fire retardants, Styrofoam, pesticides and too many more to even list.

The Earth is our mother and if we don't make an effort to stop the politicians (mostly Republicans) from receiving lobbyist monies to ignore this problem, I fear it may soon be too late.

There is a lesson here that needs to be learned. Research for yourself the dangers of DHMO and of remaining ignorant. Understand that we are all constantly being manipulated by people who use fear mongering and our lack of understanding of the problems to push us toward policies that make no sense. Is DHMO a major problem? Yes, but more so because we don't take the time to even know what we are supporting, or opposing. H.C.

SARAH, SWEET AND SIMPLE

With both the DNC and RNC conventions out of the way, our attention is now turned to the Vice Presidential picks. On the DNC side, Senator Barack Obama decided to go as white male as he could and picked fellow Senator Joe Biden from Delaware. Biden shares his anti-war stance even though he voted for the Iraq war, and adds some foreign policy chops to Obama's ticket. On the RNC side, McCain wisely picked a fresh face from the Governor's office in Alaska of all places. Sarah Palin has everything McCain was looking for. She can steal away women from the Democrats and possibly turn this race around for him. She has the conservative credentials to appeal to the right wing and is an engaging personally to say the least.

Oh, and did I mention she's a woman?

Not just any woman, but an Alaskan woman. That's right, this woman can split wood. She can kill and skin a moose. She also could, I'd be willing to bet, whip the ass of most of the women that will be criticizing her. Maybe that's why the democrat media seems to be so quick to attack her. They fear her. In a very primitive way, they recognize that Sarah Palin is a predator, not prey for their fodder.

The left has always had a difficult time dealing with powerful Conservative women. From Goldie Meir to Margaret Thatcher the Left simply avoids commenting on them. In their view, powerful women do not play by the men's rules, they make up their own separate but equal rules. They should be for Women's Reproductive Rights as long as that choice isn't to have the baby, they should have the right to choose their own careers, as long as that career isn't "Stay-at-home-Mom.",They should be against hunting and anything else that defines Traditional American Male Culture, while protecting every other culture on the face of the earth. For a women to hunt, be against abortion, and be a conservative women's voice, can only mean one thing in their eyes.

She's a Hand Maiden to the barbaric, imperialistic, male dominated establishment.

This is much akin to the way some blacks view other blacks as being a "sell out" or a "Uncle Tom" if he sides with the whites on an issue. This makes Governor Palin a Pariah of the worst sorts. If other women should start looking at Sarah and admiring her, that may lead to more women like her. The left has long enjoyed the lion's share of the women's vote, especially on issues like Animal Rights and Abortion. They're not about to watch it all bleed away because of some self proclaimed "Hockey Mom."

To them, I would like to send a piece of advice......"Be careful, very careful."

Senator Obama went out of his way to say that he would not comment on Palin's family, but the Liberal Media wasted no time attacking Sarah's daughter for getting pregnant. They used it as an attack on Palin's conservative stance on Sex Ed in schools, and as proof that conservative ideas fail. They laughed at her experience as being "small" town and therefore not valuable. They taunted her description of herself as a "Hockey Mom" as laughable, considering the office she's applying for.

Meanwhile, across the U.S., thousands of parents with unplanned grandkids are thinking, "Hey, are they saying it's OUR fault?" The Leftist Media goes after Palin's "Hockey Mom" self description and thousands of Hockey Moms (and Soccer Moms, Baseball Moms, etc.) see themselves being talked down to. They put down small towns and the same people who got angry over Barack's "clinging to guns and religion" comment, get angry about the Latte Liberals showing their contempt for them. The Democrat Party cannot afford to lose these people. Already the RCP polls are showing a strong bump for the McCain/Palin team.

Sarah Palin is set to possibly become the first female Vice President in our Nation's history. If the Left doesn't give her due props, a lot of women could move over to the Republican's side in anger. If they continue to devalue her and not take her seriously they are going to find out what it's like to tangle with a conservative, frontier woman who believes in her values. Sarah, Sweet and Simple? Nah, this women can split wood, and maybe Democrats. H.C.